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What Are the Benefits of Digital Banking Over Traditional Banking?

Digital banks generally have lower overhead. This is how OneSafe is able to offer more user-friendly, feature rich products that includes 24/7 global access, faster transactions, and lower fees.

How Does OneSafe Handle Forex Conversion?

OneSafe has relationships with various exchanges, and sources you the best rates, allowing you to convert between various currencies practically instantly, saving you time and additional exchange fees.

Is OneSafe Really Available Worldwide?

Yes, OneSafe is a global platform available to users worldwide, transcending geographical barriers in banking. Our services are accessible to all, our only exceptions are for founders and businesses in OFAC-sanctioned countries. Learn more about the banned countries

How Does OneSafe Make Money If There Are No Fees?

Our primary revenue stream comes from interchange earned when you use your OneSafe corporate card. While we may charge for premium features in the future, our mission is to offer as low-fee of an experience as possible.

How do I know my funds are safe?

At OneSafe, your USD deposits in our USD accounts are safeguarded with FDIC pass-through insurance, covering up to $250,000 per customer. Plus, for added security, we ensure Multi-Factor Authentication (MFA) is enabled for every user upon signup.

What are the requirements to open a OneSafe account?

To open a OneSafe account, you'll need your business's official formation papers and a valid government-issued photo ID, like a passport or a U.S. driver's license. If your company is based in the US, you'll also need an Employer Identification Number (EIN).

Do you offer IBAN + SEPA support?

Currently, OneSafe supports holding funds in US Dollars and enables international wire transfers for payouts. We are in the process of expanding our services to include native bank accounts and facilitate payouts in local currencies. For more information on these upcoming features, please feel free to reach us at

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