While Volet.com provides a variety of digital wallet services, some users have expressed concerns regarding high fees and issues with account accessibility. This article will explore what Volet.com is, delve into the reasons you might consider other platforms, and present several alternatives tailored to different financial needs.
What is Volet.com?
Volet.com is a digital wallet platform launched in 2014 that provides financial services to both individuals and businesses. It supports multi-currency accounts, cryptocurrency transactions, and offers virtual and plastic cards for worldwide use.
User feedback is mixed; while many praise its reliability and fast transfers, others raise concerns about high fees and account accessibility. The platform maintains a Trustpilot rating of 4.3 out of 5, with 73% of users awarding it five stars.
What to Consider When Selecting a Volet.com Alternative?
When searching for an alternative to Volet.com, it's important to evaluate platforms based on your specific financial needs; here are some key factors to consider:
- Fee Transparency: Look for platforms with clear, upfront pricing to avoid unexpected costs on transactions, conversions, or account maintenance.
- Cryptocurrency Capabilities: Assess the platform's support for specific digital assets and the efficiency of its fiat-to-crypto conversion process.
- Business and Payroll Management: For companies, integrated tools for managing expenses, payroll, and team access can significantly streamline financial operations.
- Customer Support Quality: Consider the responsiveness and reliability of the customer support team, as quick assistance is vital when managing funds.
- Security and Account Accessibility: Ensure the platform has robust security measures and a strong track record of account stability to protect your assets.
If these points resonate with your requirements, explore the detailed alternatives in the next section to find the right fit.
10 Best Alternatives to Volet.com
1. OneSafe
OneSafe is a finance platform built to streamline banking for businesses, particularly those operating in the Web3 and crypto sectors. We offer the tools for effortless fund management, quick payments, and access to both traditional and digital assets.
Our platform facilitates a direct 1:1 conversion from USD to USDC on Polygon, simplifying payroll and expense management for global teams. We also provide end-to-end expense and payroll management, frictionless transfers, and exceptional customer support tailored for the digital asset space.
Pricing
Here's a look at our straightforward and transparent pricing:
- Free Account Services: We don't charge for account opening, maintenance, or card issuance, and there are no monthly subscriptions or minimum balance requirements.
- 0.1% US Domestic Transfers: A low per-transaction fee for standard ACH and wire transfers within the US.
- 0.2% International Payments: For SEPA payments in EUR and international wires, plus a standard SWIFT fee for the latter.
- 0.1% Crypto Transactions: A simple fee for USDT transactions. Fiat-to-crypto conversions are included at market rates with no hidden charges.
- 3% Corporate Card FX: A standard fee applied to any non-USD spending on your corporate card.
Reviews
Clients consistently praise our platform for its exceptional customer support and its ability to simplify complex financial operations for Web3 companies. Users find that OneSafe effectively addresses major banking and payroll challenges, making it an indispensable tool.
- Amit Chu, Investments @ Celo Foundation: “OneSafe has the best customer support I've ever experienced from a bank.”
- Marco, CEO of Ensuro: “OneSafe is a game-changer. They solve so many headaches for our company. Finally a banking solution that gets it.”
Want to learn more? Check us out here.
2. Wise
Wise, formerly known as TransferWise, is a UK-based financial technology company founded in 2011. It specializes in international money transfers using the mid-market exchange rate without added markups.
The service offers a multi-currency account that allows users to hold and manage funds in over 40 currencies, complemented by a debit card for worldwide spending. Wise provides services for both individual and business clients, including its Wise Business and Wise Platform offerings.
Pricing
Here's a look at their pricing:
- From 0.57% Sending Money: Fees for sending money vary by currency.
- Free Receiving Money: No charge for domestic payments in select currencies, though international wire transfers have fixed fees.
- $9 Multi-Currency Card: A one-time fee for the card, with additional charges for ATM withdrawals over $100 per month.
- $31 Business Account Setup: A one-time fee for businesses to receive account details.
- Free Account Holding: There are no fees for holding money in the account.
Reviews
User reviews frequently mention the platform's international transfer features, though some report issues with account freezes and customer support. Check out more Wise reviews here.
3. Payhawk
Payhawk is a spend management platform that combines corporate cards, expense management, and accounts payable into one system. It aims to provide businesses with greater visibility and control over company spending through real-time tracking and reporting.
The platform provides Visa cards in multiple currencies, automated receipt collection, and AI-powered data extraction in over 65 languages. It also supports multi-entity management for businesses with multiple subsidiaries and integrates with various accounting systems.
Pricing
Payhawk does not publicly disclose its pricing on its website. The company provides pricing information tailored to a business's specific needs after a personalized demo.
Reviews
User feedback often addresses the platform's interface, expense management features, and customer support. Some users have reported issues with mobile app synchronization, delays in transaction updates, and challenges during the initial setup. Check out more Payhawk reviews here.
4. Fiducial Banque
Fiducial Banque is an online banking institution established in 2014 that serves professionals, small to medium-sized enterprises, and associations. As a subsidiary of the Fiducial Group, it offers a suite of banking services tailored to the needs of business owners.
Each client receives a dedicated advisor from account setup and has access to a fully digital platform for 24/7 account management. The bank also offers financing options, such as business loans and leasing, to support company growth.
Pricing
Here's their pricing at a glance:
- €12/month (excl. tax) PRO Base: Includes a professional current account, a dedicated banking advisor, 24/7 online banking access, a Visa Business debit card, and unlimited SEPA direct debits and transfers.
- €25/month (excl. tax) PRO Plus: Encompasses all PRO Base services, plus the ability to accept card payments, a choice of Visa cards with different debit options, and checkbook issuance.
- €45/month (excl. tax) PRO Excellence: Contains all PRO Plus services, with the addition of unlimited account movement commissions, one free monthly cash deposit, and a deferred debit Visa Premier card.
Reviews
User feedback indicates issues with customer service responsiveness, technical problems with the mobile application, and occasional system failures. Check out more Fiducial Banque reviews here.
5. Niural
Niural is an AI-powered global Professional Employer Organization (PEO) and B2B payments platform operating in the United States and over 150 countries. It offers a suite of services, including US and international payroll, PEO services, benefits administration, and compliance management.
The platform uses AI to automate HR and payroll tasks, ensuring compliance with local labor laws and facilitating payroll processing. This allows businesses to manage their workforce, whether they have a small team or thousands of employees.
Pricing
Here's their pricing at a glance:
- $100/month + $20/employee US Payroll Basic: This plan provides services for US payroll.
- $120/employee/month US PEO Basic: This plan offers HR and compliance support.
- From $599/employee/month Employer of Record: This covers international services, with customized quotes available.
- Free Trial: Niural provides a free trial for its HR platform.
Reviews
User feedback often addresses the platform's management of HR and payroll tasks, its interface, and customer support. Some reviews mention occasional delays in support and complexity in navigating the platform's features. Check out more Niural reviews here.
6. Kontist
Kontist is a German financial service provider specializing in business banking solutions tailored for freelancers and self-employed individuals. The company offers services designed to assist with financial management for independent professionals.
The platform provides a business account with a German IBAN and a physical Visa debit card. It also includes automatic tax estimation and real-time tax calculation, with the ability to set aside funds for tax payments.
Pricing
Here's their pricing at a glance:
- Free Business Account: Includes a German IBAN, a physical Visa debit card, and real-time tax estimation.
- €11/month + VAT Start Plan: Adds subaccounts and 30 SEPA transfers.
- €25/month + VAT Plus Plan: Includes VAT return and business evaluation.
Reviews
User feedback indicates concerns regarding high fees, limited free transactions, and the responsiveness of customer support. Check out more Kontist reviews here.
7. MuralPay
MuralPay is a financial technology company focused on updating international transactions by addressing outdated infrastructure and the number of unbanked individuals. The company provides a platform for fast, scalable, and secure financial operations for global businesses, particularly those in the Americas.
Its system offers an API for pay-ins, payouts, invoicing, virtual accounts, and compliance, all powered by stablecoins. The infrastructure supports instant global payments, multi-currency invoicing, batch payments, and real-time currency conversion.
Pricing
MuralPay does not publicly disclose its pricing information on its website. The company offers a free demo, and specific pricing details are provided upon direct contact.
Reviews
User feedback points to occasional delays in transaction processing and a complex interface on smaller devices. Some have also raised concerns about the platform's cost for large teams, limited offline access, and issues with compliance procedures. Check out more MuralPay reviews here.
8. Countingup
Countingup is a UK-based financial technology company founded in 2017 that provides a business current account combined with accounting software. This integration is designed to help small businesses manage their finances within a single application.
The platform includes tools for instant invoicing, automatic expense categorization, and receipt capture. It also provides real-time tax estimates and business insights to automate financial administration.
Pricing
Here's their pricing at a glance:
- £3 per month: For total monthly deposits up to £750.
- £9 per month: For total monthly deposits between £750 and £7,500.
- £18 per month: For total monthly deposits exceeding £7,500.
- Transaction Fees: Additional charges apply, including 30p for transfers, £1 for ATM withdrawals, and 3% for foreign transactions.
- Three-Month Free Trial: A free trial is available for three months.
Reviews
User feedback indicates several concerns, including account suspensions, delays in fund transfers, and limited customer support options such as slow response times and no phone support. Check out more Countingup reviews here.
9. Tide Bank
Tide is a UK-based financial technology company established in 2015, offering mobile-first banking services for small and medium-sized enterprises. Its services include current accounts, automated bookkeeping, and integrated invoicing, with support for accounting software like Sage, QuickBooks, and Xero.
The platform allows businesses to open an account through its app and deposit cash at UK Post Office or PayPoint locations. It also provides expense cards for team spending and has the capability to process international payments.
Pricing
Here's their pricing at a glance:
- Free Plan: No monthly fee, but charges apply for UK transfers (20p), ATM withdrawals (£1), and cash deposits (0.99%).
- £12.49 + VAT per month Smart Plan: Includes 25 free UK transfers, one free expense card, and priority in-app support.
- £24.99 + VAT per month Pro Plan: Offers unlimited free UK transfers, two free expense cards, and 24/7 phone and legal support.
- £69.99 + VAT per month Max Plan: Provides unlimited free UK transfers, three free expense cards, and a dedicated account manager.
- Three-Month Free Trial: A free trial is available for paid plans.
Reviews
User feedback points to issues with customer support responsiveness and account access. Some users also report payment processing delays and technical problems with the app. Check out more Tide Bank reviews here.
10. Revolut
Revolut is a British financial technology company founded in 2015 that provides a range of banking services. It offers current accounts, debit and credit cards, stock and cryptocurrency trading, and peer-to-peer payments.
The platform facilitates international transactions by allowing users to manage and exchange over 25 currencies, and it supports both local and international money transfers. For businesses, it includes team management features like issuing cards with spending controls and integrations with accounting software.
Pricing
Here's their pricing at a glance:
- From £10 per month Basic Plan: Provides essential features for running a business.
- From £30 per month Grow Plan: Offers additional tools to manage spending and operations.
- From £90 per month Scale Plan: Designed for businesses with higher transaction volumes and advanced needs.
- Custom Pricing Enterprise Plan: Tailored to specific business requirements.
Reviews
User feedback frequently comments on the app's interface and payment features, while some also report challenges with customer support and certain banking functionalities. Check out more Revolut reviews here.
Which One Should You Go With?
Navigating the world of digital finance means finding the platform that best fits your needs, and any of the options listed can be a great choice. If you're a business looking for a modern banking solution that understands the digital asset space, we believe OneSafe is the ideal alternative. Ready to simplify your finances? Sign up for OneSafe today.
