Top 10 Alternatives to Everestcard

In this article, we will explore alternatives to Everestcard, a modern neobank designed for businesses. Everestcard offers a range of services including business accounts, expense management, and instant issuance of Mastercard credit cards, all managed 100% online. We'll delve into what Everestcard does and then present some viable alternatives for businesses seeking similar financial solutions.

Reviews

Users have shared a mix of positive and negative feedback about Everestcard. Many appreciate the convenience of managing their business finances entirely online and the instant issuance of Mastercard credit cards. The modern expense management tools and exclusive travel benefits, such as Airport Security Fast Track, have also been highlighted as significant advantages. However, some users have expressed frustration with the customer service response times and occasional technical issues with the platform. Overall, while the service is praised for its innovative features, there are areas where users feel improvements are needed.

• "The instant issuance of credit cards and real-time expense tracking are game-changers for our business." - John D.
• "Customer service can be slow to respond, which is frustrating when urgent issues arise." - Sarah K.

For more detailed reviews, visit Everestcard Reviews.

Best alternatives to Everestcard

1. OneSafe

OneSafe is a financial technology company offering a comprehensive financial platform for startups and businesses that operate in both fiat and cryptocurrencies. It provides services such as global payments, corporate cards, multi-currency support, and seamless payment options, all through a user-friendly interface. OneSafe is designed to meet the needs of modern businesses, especially those involved in Web3 and digital currencies.

• Simple onboarding process with quick identity verification, global payments in various currencies, user-friendly corporate cards with spend limits, multi-currency support including USD, Euro, CAD, and more, ability to open and manage global accounts, versatile payment options including wire, ACH, and foreign exchange, security measures including encryption, compliance protocols, and Multi-Factor Authentication (MFA), near-instantaneous currency conversions with competitive rates.
• Account Opening: Free, Minimum Balance: $0, Monthly Fees: None, Corporate Cards: Included, Invoices: Included, Sending + Receiving US Domestic Payments: 0.1% fee, Sending + Receiving Sepa Payments: 0.2% fee, International Wires: 0.2% fee + $25 Swift, Fedwire: $20, FX fee on Corporate cards: 1%, USDT Transactions: 0.1% fee, Fiat <-> Crypto Conversion: Included.
• Users rave about OneSafe's exceptional customer support and its ability to simplify complex financial tasks. Testimonials highlight its game-changing impact on business operations and seamless currency conversions. For more details, visit the OneSafe website.

2. Soldo

Soldo is a spend management platform that provides physical and virtual Mastercards, a management platform, and a mobile app to track expenses and capture receipts. It integrates with various financial systems to streamline business spending, offering a progressive, trust-based approach to managing business expenses.

• Unique Features: Pre-programmable, customizable cards, powerful expense management platform, real-time insights, integrations with accounting software, enterprise-level security, economic impact, customizable solutions.
• Pricing: Enterprise Plan: Customizable, contact Soldo for details. Plus Plan: €33 per month (excluding 20% VAT), includes 3 users, 30 cards, advanced integrations, 30-day free trial. Standard Plan: €21 per month (excluding 20% VAT), includes 3 users, 20 cards, standard reporting, 30-day free trial. Additional fees: Physical cards €5, virtual cards €1, temporary virtual cards €0.50, additional users €7-€11 per month, outbound bank transfers €0.75, FX and ATM fees 1% with a minimum of €2.
• Testimonials: Users generally appreciate Soldo's helpful customer service and the ease of managing expenses. One user noted, "The online advisors are always so helpful and explain things in a clear and easy to understand way." However, another user mentioned, "Our account was frozen and closed without any reasons," indicating some issues with account management. For more detailed reviews, visit the Soldo Reviews page.

3. Payhawk

Payhawk is a comprehensive spend management platform designed for multi-national businesses. It combines company cards, international bank payments, accounts payable with purchase orders, expense management, bank accounts in dedicated currencies, and leading integrations with ERP and accounting software into one system.

• Unique Features: Seamless ERP integration with systems like Oracle NetSuite and Microsoft Dynamics, customizable platform to match specific business requirements, multi-entity support for streamlined processes across different entities, worldwide accounts and card issuance with dedicated IBANs, upcoming cost-effective transfers to 160+ countries in 50+ currencies, advanced expense management with PO 2 and 3 way matching, customizable workflows for different expenditure types, automated HR integrations to streamline processes and reduce fraud risks, robust invoice handling with features like split invoices and scheduled payment runs, dedicated onboarding and implementation support, customer success manager, fast, multi-lingual human customer support team.
• Pricing: Payhawk offers three main pricing plans: Premium Cards, All-In-One Spend, and Enterprise. The Premium Cards plan includes features like dedicated bank accounts, Visa credit and debit cards, virtual and physical cards, advanced card controls, carbon emissions tracking, automatic expense creation, automated reconciliation, and accounting software integrations. The All-In-One Spend plan includes all Premium Cards features plus expense management, free domestic reimbursements, end-to-end invoice management, advanced approval workflows, budget tracking, and a dedicated customer success manager. The Enterprise plan includes all All-In-One Spend features plus purchase orders with 3-way matching, multi-entity dashboard, enterprise accounting integrations, HR integrations, and SSO/SAML authentication. Additionally, there is a Growth Program priced at £149 per month for 24 months, available for businesses with less than 50 employees registered in the EEA or UK/I.
• Testimonials: Users generally appreciate Payhawk's ability to simplify bookkeeping and reduce administrative time. Fabio De La Cruz mentioned, "This is a great payment platform for automated online billing. It has made our bookkeeping so much easier and reduced the administrative time required." However, some users have had negative experiences. Bastian Gotter noted, "Payhawk changed their business focus to larger customers and gave me ten business days' notice to close my account. It's just a terrible way to treat and end a relationship with a customer, after 2 years." For more detailed reviews, visit the Payhawk Reviews page.

4. Countingup

Countingup offers a business account designed for self-employed individuals and small businesses in the UK. It allows users to apply in under 5 minutes, manage payments, create invoices, and handle bookkeeping and tax insights through an integrated app. The service is trusted by over 50,000 UK businesses and is backed by ING & Sage.

• Unique Features: Instant payment acceptance via UK bank-to-bank transfers, international transfers, and card payments, free invoicing with real-time payment alerts, automated bookkeeping and tax insights, quick application process, flexible pricing with no subscription fees for the first 3 months.
• Pricing: Countingup offers a free 3-month trial. After the trial, the monthly subscription fees are tiered based on total monthly deposits: £3/month for £0 – £750, £9/month for £750 – £7,500, and £18/month for unlimited deposits. Additional transaction fees include 30p for account transfers and direct debits, 3% for foreign transactions, £1 for ATM withdrawals, 0.5% (minimum £2) for Post Office cash loads, 3% for PayPoint cash loads, and £5 for replacement cards.
• Testimonials: Users generally appreciate Countingup's ease of use and responsive customer service. One positive comment states, "I have not got anything negative to say, I run a business and this arrangement works great." However, some users have experienced issues with account blocks and slow customer service responses. One negative comment mentions, "For the 2nd time in a month acc has been blocked... they leave you with no answer no way to phone them and no way to take payments." For more detailed reviews, visit the Countingup Reviews page.

5. Niural

Niural is an all-in-one platform for modern US Payroll, PEO, Global EOR, Contractor management, and Bill Payments in over 150 countries. It is powered by an advanced AI model called NIURAL AI, which helps HR, finance, and operations teams handle complex compliance and business needs across different regions.

• Unique Features: Powered by NIURAL AI, global hiring in over 150 countries, fast payroll processing, quick onboarding, full tax compliance, unified platform for contractor payments and payroll, flexible pricing plans, comprehensive services including payroll processing, tax remittance, localized contracts, competitive benefits, time tracking, PTO management, and expense management.
• Pricing: Employer of Record (EOR) starts at $499/month per employee, Niural Armor at $299/month per contractor, Hire & Pay Contractors at $49/month per contractor, Basic Plan at $70/month + $5/month per employee, Plus Plan at $100/month + $15/month per employee, Web3 Only Payroll at $19 per member/month + $100 platform fee, Enterprise Plan with custom pricing, PEO Basic at $59/month per employee, and PEO Plus at $99/month per employee (paid annually).
• Testimonials: Users generally appreciate Niural's comprehensive features and ease of use. One positive comment states, "Niural has streamlined our global payroll process, making it incredibly efficient." However, a negative comment mentions, "The platform can be overwhelming at first due to its extensive features." For more detailed reviews, visit the Niural Reviews page.

6. Airwallex

Airwallex is a global payments and financial platform trusted by over 100,000 companies. It offers software and APIs to simplify global payments and financial operations, enabling businesses to unlock new opportunities and grow without limits.

• Unique Features: Global business accounts in 20+ currencies, multi-currency corporate cards, low-code checkout solutions, APIs for global financial products, interbank FX rates, proprietary local payments network.
• Pricing: Explore Plan: $0 or $29/month, Grow Plan: $99/month, Accelerate Plan: $499/month, Custom Plan: tailored pricing. Additional fees include 0.5%-1% above interbank rates for FX, $10-30 for SWIFT transfers, and $15 per additional employee card user/month.
• Testimonials: Users generally appreciate Airwallex's efficiency and user-friendly interface. One positive comment states, "The website is very user friendly and transfers are done very quickly and efficiently." However, a negative comment mentions, "They suddenly started to refuse money transfer for no reason." For more detailed reviews, visit the Airwallex Reviews page.

7. Multipass

MultiPass offers a business account service tailored for global payments. It provides features such as dedicated IBANs, competitive exchange rates for over 70 currencies, and personal account management. The service is designed to facilitate international financial transactions, making it easier for businesses to send, receive, and exchange money across borders.

• Unique Features: Dedicated IBAN and payment card, competitive exchange rates for over 70 currencies, personal account manager, global reach with transactions in over 200 countries, local payments in the UK, Europe, and the USA, bespoke solutions like Virtual IBAN, Currency Exchange, Mass Payments, API integration, and Business Cards, regulatory compliance with FCA authorization, positive client testimonials.
• Pricing: Onboarding fees start from £500, monthly maintenance fee from £100, local EU payments from 0.10% (min €10), local UK payments from £1, international SWIFT payments from £40, plastic card issuance from £10, virtual card issuance free, FX markup 1.5%, additional fees for services like priority onboarding and account closure.
• Testimonials: Users generally appreciate the exceptional support and efficient service provided by MultiPass. One positive comment states, "I would strongly recommend the Multipass solution for any business. I would especially like to commend their exceptional support team. In particular, I am grateful to Irina Parsina for her invaluable assistance." However, a negative comment mentions, "Don't use Multipass for transfers. They're not reliable or helpful. Find someone else you can trust. Save yourself the hassle and seek out more dependable partners." For more detailed reviews, visit the MultiPass Reviews page.

8. Propulse by CA

Propulse by Crédit Agricole is a 100% online professional account service designed to support entrepreneurs in managing their business finances. It offers a comprehensive suite of tools and resources, including a Visa Business card, invoicing and accounting tools, automatic Urssaf declarations, and various support services for business creation and development.

• Unique Features: Fully online professional payment account, quick setup in less than 5 minutes, starting at 8 € HT/month with no commitment and the first month free, payment limits up to 40,000 € per month, integrated tools for creating invoices and managing expenses, automatic Urssaf declarations, over 1500 articles and practical guides for business creation and management.
• Pricing: Starting at 8 € HT/month, with no commitment and the first month free. Payment limits up to 40,000 € per month.
• Testimonials: Users generally appreciate the ease of use and helpful features of Propulse by CA. One positive comment states, "Customer service is attentive. Top-notch easy applications." However, a negative comment mentions, "Frankly great application but it's a shame that instant transfers are not available and sending invoices or quotes from the application." For more detailed reviews, visit the Propulse by CA Reviews page.

9. Blank

Blank is an online banking service designed for independent professionals and small businesses in France. It offers a professional account and Visa Business card, tools for invoicing and payment collection, automated Urssaf declarations, and custom insurance solutions.

• Unique Features: Quick account setup in 5 minutes, high ratings on App Store and Play Store, comprehensive financial tools including invoicing and payment collection, automated Urssaf declarations, custom insurance solutions, 7-day customer support, enhanced transaction security with 3D Secure, deposits guaranteed up to €100,000, accredited by ACPR.
• Pricing: Blank offers various pricing plans tailored to different needs. The basic plan starts at €8 per month, with no commitment and the first month free. Additional fees may apply for specific services such as international transfers and insurance options.
• Testimonials: Users generally appreciate Blank's ease of use and comprehensive features. One positive comment states, "I am using the app since 3 months, and it is amazing app… all the works done with it ✅." However, a negative comment mentions, "Ces une banque de voleur attention il bloque les virements entant pendant plus de un mois ou les refuse attention." For more detailed reviews, visit the Blank Reviews page.

10. RelayFi

Relay is an online business banking platform designed to give small businesses complete control over their finances. It offers features like multiple checking and savings accounts, physical and virtual cards, and direct integrations with accounting software. Relay aims to simplify cash flow management, expense tracking, and bookkeeping while providing robust security measures.

• Unique Features: No account fees, up to 20 individual checking accounts and 2 savings accounts, physical and virtual cards, 1.5% cash back on credit card purchases, payments via ACH transfer, wire, and check, seamless integration with QuickBooks Online and Xero, receipt management, role-based user permissions, FDIC insurance up to $3M, Visa Zero Liability Protection, two-factor authentication, biometric security.
• Pricing: Relay offers a basic plan with no monthly fee, including essential business banking features. The Relay Pro plan starts at $30 per business per month, offering additional features like faster ACH, free wire payments, and advanced bill management. For accountants and bookkeepers, Relay Pro starts at $30 per client per month, tailored for managing accounts payable for clients.
• Testimonials: Users generally appreciate Relay's ease of use and excellent customer service. One positive comment states, "Relay Customer Service Excellence. We have been using Relay for our own business and have recommended/will continue to only recommend Relay for businesses." However, a negative comment mentions, "TERRIBLE! TERRIBLE! TERRIBLE! services. Took them 7 business days to clear initial ACH deposit to open account and the fund was indeed withdrawn very next day from originating bank." For more detailed reviews, visit the RelayFi Reviews page.

Which one should you go with?

In conclusion, while each of these financial platforms offers unique features and benefits tailored to different business needs, OneSafe stands out for its comprehensive services and user-friendly interface. Whether you're managing fiat or cryptocurrencies, OneSafe simplifies complex financial tasks and provides exceptional customer support. While alternatives like Soldo, Payhawk, and Airwallex also offer robust solutions, OneSafe's seamless integration and innovative features make it a top recommendation for businesses seeking a reliable and versatile financial partner. Explore your options, but if you're looking for an all-in-one solution, OneSafe is a fantastic choice.