In this article, you'll find out if Apple Pay works in Namibia, some drawbacks if it is available, and some possibilities. Stay tuned to learn more about this topic.
Does Apple Pay Work In Namibia?

Does Apple Pay work in Namibia? Apple Pay isn't available in Namibia. This means that users in Namibia cannot use Apple Pay for transactions in stores, online, or within apps.
While Apple Pay offers a range of functionalities such as secure payments and the ability to send and receive money, these features are not accessible to Namibian users. As a result, alternative payment methods must be used for digital transactions in the country.
Fees and Charges for Using Apple Pay in Namibia
Here are some general costs that users might encounter:
- Transaction Fees: These are fees charged per transaction when using a digital payment method. They can vary based on the payment provider and the type of transaction.
- Currency Conversion Fees: When making international purchases, users might incur fees for converting their local currency to the currency of the transaction.
- Withdrawal Fees: If users withdraw money from an ATM using a digital wallet, there might be additional charges imposed by the ATM operator or the payment provider.
Is Apple Pay the Best Option in Namibia?
Even if Apple Pay were available in Namibia, it might not be the best option for users due to various limitations and restrictions that could affect its usability and convenience.
- Limited Merchant Acceptance: Not all merchants may accept Apple Pay, reducing its utility.
- High Transaction Fees: Users might face higher fees compared to other payment methods.
- Currency Conversion Costs: International transactions could incur additional currency conversion fees.
- ATM Withdrawal Charges: Withdrawing cash from ATMs using Apple Pay could be costly.
- Banking Restrictions: Some local banks might not support Apple Pay, limiting its accessibility.
Alternatives to Apple Pay in Namibia
1) OneSafe

OneSafe is a leading alternative payment solution in Namibia, offering a seamless blend of traditional and Web3 financial services. With features like simple onboarding, global payments, and multi-currency support, OneSafe ensures ease of use, lower fees, and superior customer support, making it a superior option for businesses.
OneSafe Reviews
Users have praised OneSafe for its excellent banking services, including ACH, Crypto, Wire deposits, and virtual cards. Many appreciate the support for most businesses, making it a highly recommended option for financial transactions.
2) Wise

Wise offers a reliable alternative payment solution in Namibia, featuring low fees, fast transfers, and predictable exchange rates. Users can manage money in over 40 currencies and benefit from a multi-currency account. The Wise debit card allows for international spending and withdrawals, making it a versatile option for global transactions.
Wise Reviews
Wise has an overall rating of 4.7 out of 5 based on 87 reviews. Users generally mention issues with government restrictions and occasional problems with money transfers being returned without notification. Check out more Wise reviews here.
3) Paypal

PayPal offers a versatile payment solution in Namibia, featuring secure transactions, global reach, and flexible payment options. Users can send and receive money, shop online, and manage finances with ease. Key benefits include encrypted payments, cashback offers, and the ability to handle multiple currencies, making it a reliable choice.
Paypal Reviews
PayPal has an overall rating of 4.4 out of 5. Users generally mention high transaction fees and issues with customer support and dispute resolution. Check out more PayPal reviews here.
Frequently Asked Questions about Apple Pay in Namibia
Is Apple Pay available for use in Namibia?
No, Apple Pay is not currently available for use in Namibia.
Can I use Apple Pay for online purchases in Namibia?
No, you cannot use Apple Pay for online purchases in Namibia.
Are there any plans to introduce Apple Pay in Namibia?
There are no official announcements regarding the introduction of Apple Pay in Namibia.
What are the alternatives to Apple Pay in Namibia?
Alternatives include OneSafe, Wise, and PayPal, which offer various digital payment solutions.
Can I use Apple Pay while traveling outside Namibia?
Yes, you can use Apple Pay in countries where it is supported, but not in Namibia.
Begin Your Journey with OneSafe Today!
Choosing the right payment solution in Namibia is crucial for seamless transactions. While Apple Pay isn't available, alternatives like OneSafe offer robust features and lower fees. Explore OneSafe for a superior financial experience. Sign up today and start your journey with OneSafe!






