While Changelly is a well-known name in cryptocurrency exchange, some users have reported issues with blocked transactions and delayed refunds, prompting them to look for other solutions. This article will cover what Changelly is, the reasons you might consider an alternative, and other options available for your global payment needs.
What is Changelly?
Established in 2015, Changelly is a cryptocurrency exchange that allows users to buy, sell, and swap more than 1,000 digital assets. The platform’s non-custodial model ensures users keep control over their funds, and it also enables cross-chain swaps between different blockchain networks.
The service is split into two main tiers to serve different needs. The Basic plan is designed for simple, instant exchanges, while the PRO platform offers advanced trading features like spot and margin trading for seasoned users.
What to Consider When Selecting a Changelly Alternative?
When searching for a platform to replace Changelly, it's important to evaluate several key aspects to find the right fit for your needs. Here are some of the most significant factors to consider:
- Fees and Transparency: Understand the complete fee structure, including transaction, conversion, and any hidden charges, to ensure it aligns with your budget.
- Security and Reliability: Verify the platform's security measures and track record, as issues like frozen funds or delayed transactions can be significant risks.
- Asset Support and Conversion: Check if the platform supports the specific cryptocurrencies and fiat currencies you need, especially for key operations like payroll or payments.
- Customer Support: Look into the quality and responsiveness of customer service, as reliable support is vital when dealing with financial transactions.
- Platform Focus and Features: Determine if the platform is built for individual traders or businesses and if it offers specialized tools like payroll or expense management that match your requirements.
If these factors resonate with your needs, the alternatives detailed in the next section may offer a better fit.
10 Best Alternatives to Changelly
1. OneSafe
OneSafe is a finance platform built to streamline banking for businesses, especially those operating in the Web3 and crypto industries. We offer the tools for effective fund management, fast payments, and access to both traditional and digital assets.
Our platform facilitates a direct 1:1 conversion from USD to USDC on Polygon, simplifying payroll and expense management for global teams. We also provide end-to-end financial management, quick onboarding, and responsive customer support tailored for companies in the digital asset space.
Pricing
Here's a glance at our straightforward pricing structure:
- Free Account Services: We charge no fees for account opening, maintenance, card issuance, or for holding a minimum balance.
- 0.1% Domestic Payments: US domestic ACH and wire transfers are just 0.1% per transaction, with a flat $25 fee for Fedwire.
- 0.2% International Payments: SEPA payments in EUR are 0.2%, while international wires are 0.2% plus a standard $50 SWIFT fee.
- 0.1% Crypto Transactions: Convert between fiat and crypto at market rates with no hidden fees, and enjoy a low 0.1% fee on USDT transactions.
- 3% Corporate Card FX: Spend globally on your corporate card with a simple 3% foreign exchange fee on non-USD transactions.
Reviews
Clients often highlight our responsive customer support and our platform's effectiveness in solving major banking headaches, especially for Web3 organizations.
- "OneSafe has the best customer support I've ever experienced from a bank." – Amit Chu, Investments @ Celo Foundation
- "OneSafe is a game-changer. They solve so many headaches for our company. Finally a banking solution that gets it." – Marco, CEO of Ensuro
Want to solve your banking headaches? Check us out here.
2. Kontist
Kontist is a German financial service provider with business banking solutions designed for freelancers and self-employed individuals. The company offers several account tiers, including a free option and paid plans with additional features.
The platform provides automatic tax estimation and calculates taxes in real-time to aid in financial management. It also allows users to allocate and reserve funds specifically for tax payments.
Pricing
Here's a glance at their pricing:
- Free Business Account: Includes a German IBAN, a physical Visa debit card, and real-time tax estimation.
- €11/month + VAT Start Plan: Adds subaccounts and 30 SEPA transfers.
- €25/month + VAT Plus Plan: Includes VAT return and business evaluation.
Reviews
User feedback often mentions the platform's tax features, while also citing concerns about high fees and the responsiveness of customer service. Check out more Kontist reviews here.
3. Moss
Moss is a technology-enabled financial management solution designed to help companies organize their spending. The platform offers tools for expense tracking and overall financial oversight.
It provides corporate credit cards with adjustable spending limits and automates invoice processing for payments in multiple currencies. The system also integrates with accounting software, handles digital employee reimbursements, and includes tools for purchase controls and budget tracking.
Pricing
Moss uses a modular pricing model with a base package and optional add-ons for features like advanced accounting and procurement. Specific pricing details are not publicly available, and businesses are directed to contact the company for a personalized quote after a free trial period.
Reviews
User reviews mention the platform's interface and support. Some users note limitations in approval workflows and reporting filters, and while support is available for onboarding, others report slow response times for some inquiries. Check out more Moss reviews here.
4. Hype
Hype is an Italian fintech company established in 2015, offering digital banking services to simplify financial management for individuals and businesses. Its HYPE Business service is designed specifically for professionals and small enterprises.
The platform operates through a mobile app with real-time notifications and includes tools for budgeting, savings goals, and instant payments. The business plan provides a World Elite Mastercard, free SEPA transfers, and features like a Tax Manager and expense monitoring.
Pricing
Here's a glance at their pricing:
- €2.90/month HYPE Business: Includes a World Elite Mastercard, free SEPA transfers, free F24 payments, tax and expense monitoring tools, and free cash withdrawals in euros from any ATM.
Reviews
Some users have reported issues with customer support responsiveness and the presence of ads within the app. Check out more Hype reviews here.
5. Bunq
Bunq is a Dutch fintech company founded in 2012 that offers mobile banking services across 30 European countries. The company provides both personal and business accounts with a range of financial tools.
The platform gives users access to multiple International Bank Account Numbers (IBANs), multi-currency support, and a public API for developers. It also has a sustainability program that involves planting trees and allowing customers to invest in environmental projects.
Pricing
Here's a glance at their pricing:
- Free bunq Free: Available for sole proprietors and includes 3 bank accounts with IBANs.
- €7.99/month bunq Core: Includes 3 bank accounts with IBANs.
- €13.99/month bunq Pro: Includes 5 bank accounts with IBANs.
- €23.99/month bunq Elite: Includes 25 bank accounts with IBANs.
Reviews
User feedback indicates some customers have experienced issues with customer support responsiveness, account freezes, and fee transparency. Check out more Bunq reviews here.
6. Countingup
Countingup is a UK-based company founded in 2017 that offers a business current account with integrated accounting software. This combination allows small businesses to manage their finances within a single app.
The platform includes tools for instant invoicing, automatic expense categorization, receipt capture, and real-time tax estimates. These features are designed to automate financial administration, enabling business owners to focus on their core operations.
Pricing
Here's a glance at their pricing:
- £3 per month: For total monthly deposits up to £750.
- £9 per month: For total monthly deposits between £750 and £7,500.
- £18 per month: For total monthly deposits exceeding £7,500.
- Transaction Fees: A 30p fee applies to account transfers and direct debits.
- Additional Fees: Includes a 3% foreign transaction fee, £1 per ATM withdrawal, and various cash load fees.
Reviews
Some users have reported issues with account suspensions, delays in fund transfers, and limited customer support options. Concerns have also been raised about the absence of phone support and slow response times. Check out more Countingup reviews here.
7. Airwallex
Airwallex is a financial technology company founded in 2015 that offers a suite of services, including cross-border payments, multi-currency business accounts, and expense management. The platform is designed to provide businesses with tools for managing their global financial operations.
It provides multi-currency accounts in over 20 currencies and offers foreign exchange rates with a markup of 0.5% to 1% above interbank rates. The system also supports local transfers to over 120 countries and integrates with accounting software like Xero and QuickBooks.
Pricing
Here's a glance at their pricing:
- Free Explore Plan: This plan is free for users who deposit at least $5,000 per month or maintain a $10,000 minimum balance. It includes multiple business accounts and free transfers to over 120 countries.
- $99/month Grow Plan: This plan includes all features of the Explore Plan, plus international batch transfers, expense management, and bill pay services.
- $499/month Accelerate Plan: This plan includes all features of the Grow Plan, along with centralized management of finances across global entities and single sign-on capabilities.
- Custom Plan: Pricing is tailored based on specific requirements for high-volume businesses or those needing custom API implementations.
Reviews
User reviews note issues with customer service, including delayed responses and unexplained account suspensions, along with challenges related to the Know Your Customer (KYC) process and limited support options. Check out more Airwallex reviews here.
8. Revolut
Revolut is a British financial technology company founded in 2015 that provides a range of banking services. The company offers current accounts, debit and credit cards, stock and cryptocurrency trading, and peer-to-peer payments.
The platform allows users to manage and exchange over 25 currencies at the interbank rate and supports global money transfers. It also provides team management tools, including physical and virtual cards with spending controls, and integrates with accounting software.
Pricing
Here's a glance at their pricing:
- From £10 per month Basic Plan: Provides essential features for running a business.
- From £30 per month Grow Plan: Offers additional tools to manage spending and operations.
- From £90 per month Scale Plan: Designed for businesses with higher transaction volumes and advanced needs.
- Custom Pricing Enterprise Plan: Tailored to specific business requirements.
Reviews
User feedback often comments on the app's interface and payment features, while some customers note challenges with customer support and limitations in certain banking functionalities. Check out more Revolut reviews here.
9. Propulse by CA
Propulse by CA is an online banking and management platform developed for entrepreneurs, freelancers, and small businesses. It offers a collection of features intended to help users handle their financial and administrative duties.
The platform provides an online business account with a French IBAN and a Visa Business card, along with tools for automated invoicing and expense management. It also facilitates direct URSSAF contribution filings and incorporates insurance coverage with its payment card.
Pricing
Here's a glance at their pricing:
- €8 per month Starter Plan: Offers foundational features for financial management.
- €17 per month Start+ Plan: Provides additional features for business administration.
Reviews
User feedback indicates some customers have experienced challenges with the quality of service and support accessibility. Reports mention delays in account creation and difficulties in resolving issues. Check out more Propulse by CA reviews here.
10. Everestcard
Everestcard is a neobank that provides financial management services for businesses, offering instant issuance of both virtual and physical Mastercard credit cards. This system enables companies to equip their teams with immediate access to funds for corporate spending.
The platform facilitates 100% online management, providing real-time control over cards and expenses via a dashboard and web app. It also includes expense management tools such as automated reports, digital receipt scanning, and transaction history tracking to help organize financial data.
Pricing
Here's a glance at their pricing:
- €20/month Base Plan: Includes up to three Mastercard credit cards and access to expense management tools.
- €5/month Additional Card: The cost for each extra card.
- 90-Day Free Trial: Businesses can try the platform before committing to a subscription.
Reviews
Available user feedback is limited, with existing reviews raising concerns about the company's reliability and responsiveness, citing issues like slow customer support and account access problems. Check out more Everestcard reviews here.
Which One Should You Go With?
Choosing the right financial platform depends on your specific business needs, and any of the options listed can be a great fit. If you're looking for a comprehensive solution designed for Web3 and global businesses, we believe OneSafe offers the ideal blend of traditional and digital asset management. Ready to simplify your finances? Sign up for OneSafe today.
