While CoinJar Exchange has been a long-standing player in the cryptocurrency space since 2013, some users may find its limited cryptocurrency selection or lack of advanced trading features restrictive for their needs. This article will explore what CoinJar Exchange offers, delve deeper into the reasons you might consider other platforms, and present several alternatives for your banking and global payment requirements.
What is CoinJar Exchange?
Established in 2013, CoinJar is one of the longest-running cryptocurrency exchanges, offering a platform for buying, selling, and managing digital assets. The platform provides unique benefits like a digital currency card for spending crypto and interest-bearing accounts for earning passive income.
The exchange is known for its user-friendly interface, which is praised for being clean and intuitive for all experience levels. Its pricing structure is also straightforward, with a simple 1% fee for most personal trades and competitive maker-taker fees on the exchange.
What to Consider When Selecting a CoinJar Exchange Alternative?
When searching for an alternative to CoinJar Exchange, especially for business or advanced use cases, it's helpful to evaluate platforms on a few key factors:
- Fiat and Crypto Integration: Does the platform easily handle conversions between traditional currency and digital assets for operations like payroll and payments?
- Comprehensive Business Tools: Look for integrated features like expense management, invoicing, and payroll processing to streamline your financial operations.
- Global Payment Capabilities: Can the platform support international transactions and hold balances in various currencies to manage a global team and client base effectively?
- Transparent Fee Structure: Scrutinize the costs for transactions, currency conversions, and account maintenance to ensure they align with your business volume.
- Dedicated Customer Support: Does the provider offer responsive and knowledgeable support, which is vital for resolving business-critical issues quickly?
If these considerations align with your requirements, take a look at the alternatives we explore in the next section.
10 Best Alternatives to CoinJar Exchange
1. OneSafe
OneSafe is a finance platform designed to modernize banking for businesses, particularly those operating in the Web3 and crypto sectors. We provide the tools for effortless fund management, quick payments, and access to both traditional and digital assets.
Our platform enables a direct 1:1 conversion from USD to USDC on Polygon, simplifying payroll and expense management for global teams. We also offer end-to-end expense and payroll management, rapid account setup, and exceptional customer support tailored for businesses in the digital asset space.
Pricing
Here's a look at our straightforward pricing:
- Free Account Basics: We charge nothing for account opening, monthly maintenance, or card issuance, and there's no minimum balance required.
- 0.1% US Domestic Transfers: Benefit from a low 0.1% fee on ACH and domestic wire transactions.
- Competitive International Payments: Our fees are just 0.2% for SEPA payments and 0.2% plus a $50 SWIFT fee for international wires.
- 0.1% USDT Transactions: Manage your stablecoin payments with a simple 0.1% transaction fee.
- No-Fee Fiat & Crypto Conversions: Your conversions between fiat and crypto are included with market rates, without any hidden fees.
Reviews
Our clients often tell us we're a game-changer for their financial operations, praising our platform's ability to simplify payroll and our exceptionally responsive customer support.
- “OneSafe has the best customer support I've ever experienced from a bank.” - Amit Chu, Investments @ Celo Foundation
- “OneSafe is a game-changer. They solve so many headaches for our company. Finally a banking solution that gets it.” - Marco, CEO of Ensuro
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2. Bunq
Bunq is a Dutch fintech company founded in 2012 that provides mobile banking services across 30 European countries. It offers both personal and business accounts with features such as multiple International Bank Account Numbers (IBANs) and multi-currency support.
The platform has a sustainability initiative, planting a tree for each level of its subscription plans and allowing users to invest in environmental projects. Additionally, Bunq provides a public API for developers to build integrations.
Pricing
Bunq provides several business banking plans with varying monthly fees and features. The plans range from a free option for sole proprietors to a €23.99 per month plan that includes 25 bank accounts.
Reviews
While users often comment on the app's features, some have reported issues with customer support, citing slow response times and challenges in resolving problems. Check out more Bunq reviews here.
3. N26
N26 is a German fintech company founded in 2013 that offers a fully mobile banking experience. The company provides services such as transaction accounts, debit cards, overdrafts, and investment products.
The platform facilitates real-time banking and offers a user-friendly app for managing finances. It also includes tools for tracking spending and organizing savings.
Pricing
Here is a glance at their pricing:
- Free N26 Standard: A free account that includes a virtual Mastercard for online and mobile payments.
- €4.90/month N26 Smart: An account that offers tools for spending and saving, including up to 10 sub-accounts.
- €9.90/month N26 Go: An account designed for travel with features like free ATM withdrawals abroad and travel insurance.
- €16.90/month N26 Metal: A premium account that provides a metal card, travel insurance, and priority customer support.
Reviews
User feedback often points to issues with customer support, such as slow response times and unhelpful replies, as well as reports of unexpected account closures and frozen funds. Check out more N26 reviews here.
4. Axos Bank
Originally founded as Bank of Internet USA in 2000, Axos Bank is a digital financial institution headquartered in San Diego, California. The bank provides a suite of services that includes personal and business banking, various loan products, and investment solutions.
Axos Bank offers accounts with varying interest rates and has low or no fees for some services. It also provides access to funds through an extensive ATM network.
Pricing
Here is a glance at their pricing for business accounts:
- No Monthly Fee Basic Business Checking: This account includes unlimited fee-free transactions and free incoming wires.
- $10 Monthly Fee Business Interest Checking: This fee is waived with an average daily balance of at least $5,000. The account offers 1.01% APY on balances up to $49,999.99.
- No Monthly Fee Business Premium Savings: This account has no monthly maintenance fees and offers a 3.80% APY.
Reviews
Customer feedback for Axos Bank is varied, with some users reporting issues with app functionality like glitches and slow performance, as well as problems with the payment system. Check out more Axos Bank reviews here.
5. Reap
Reap is a financial technology company founded in 2018, offering a suite of products to manage financial operations for businesses. Its main products are the Reap Card, a corporate credit card, and Reap Pay for handling business payments.
The company’s corporate card supports bill repayments in both fiat and digital currencies, with features for global coverage and spend management. Reap also provides API and embedded finance solutions for card issuing and automated global payouts.
Pricing
Here is a look at their pricing:
- No Annual Fee Reap Card: The card has no annual or hidden service fees.
- 1.2% Fee Stablecoin Repayments: A handling fee is applied to repayments made with stablecoins.
- 2% Fee ATM Withdrawals & Foreign Exchange: A fee is charged for ATM withdrawals and foreign exchange transactions.
- Custom Pricing API & Embedded Finance Solutions: Pricing for card issuing and API solutions is based on product usage.
Reviews
User feedback on Reap is varied, with some customers reporting issues such as sudden credit limit changes without notice and concerns regarding customer service and financial standards. Check out more Reap reviews here.
6. Airwallex
Airwallex is a financial technology company founded in 2015 that provides a range of services, including cross-border payments and expense management. The platform offers multi-currency business accounts and corporate cards to its clients.
Businesses can hold funds in over 20 currencies and access foreign exchange rates at a markup above interbank rates. It also provides corporate cards with no international fees and can integrate with accounting software like Xero and QuickBooks.
Pricing
Here is a look at their pricing:
- Free Explore Plan: This plan is for small businesses and is free for users who meet certain deposit or balance requirements. It includes multiple business accounts and free transfers to over 120 countries.
- $99/month Grow Plan: This plan includes all features of the Explore Plan, plus international batch transfers, expense management, and bill pay services.
- $499/month Accelerate Plan: This plan includes all features of the Grow Plan, along with centralized management of finances across global entities and single sign-on capabilities.
- Custom Pricing Custom Plan: This plan is for high-volume businesses or those needing custom API implementations, with pricing based on specific requirements.
Reviews
User feedback indicates inconsistent experiences, with some customers reporting issues related to customer service, such as delayed responses and unexplained account suspensions. Others have mentioned challenges with the Know Your Customer (KYC) process and limited support options. Check out more Airwallex reviews here.
7. Multipass
Multipass is a UK-based financial technology company that provides businesses with multi-currency virtual International Bank Account Numbers (IBANs) and local accounts in the EU, UK, and US. The company also offers corporate cards for daily expenses and facilitates the sending, receiving, and exchanging of over 70 currencies.
Their services include online banking, the option for additional IBANs and currencies, and dedicated relationship managers for client accounts. This allows businesses to manage international transactions and finances through a centralized system with personalized support.
Pricing
Here is a glance at their pricing:
- From £500 Onboarding: This fee covers account opening and due diligence.
- From £100 Monthly Maintenance: A recurring fee is charged for account upkeep.
- £500 Priority Onboarding: An additional fee is available for expedited account setup.
- £100 Per Additional User: This is the cost for adding each new user after the initial account setup.
- From £100 Annual Due Diligence: A yearly fee is applied for compliance checks.
Reviews
User feedback for Multipass generally centers on its international payment processing, multicurrency features, user interface, and interactions with the support team. Check out more Multipass reviews here.
8. Brex
Brex is a financial technology company founded in 2017 that provides corporate credit cards, expense management, and business accounts. Its services are consolidated into a unified platform to manage various financial operations.
The platform incorporates AI-powered custom rules, real-time reporting, and accounting integrations for financial control. It offers scalable solutions intended for startups, mid-sized companies, and global enterprises.
Pricing
Here is a glance at their pricing:
- Free Essentials: This plan for startups and growing companies includes features such as global card acceptance, AI-powered custom rules, accounting integrations, and bill pay.
- $12 per user per month Premium: This plan includes all Essentials features, adding multiple expense policies, advanced approvals, multi-entity support, and customizable ERP and HRIS integrations.
- Custom Enterprise: This plan is for global enterprises and includes all Premium features, plus a named account manager and customizable implementation services, with pricing based on specific needs.
Reviews
User reviews mention issues with customer service, including unresponsiveness and difficulty resolving complex queries, alongside challenges with receipt syncing and expense categorization. Check out more Brex reviews here.
9. Mercury
Mercury is a financial technology company that provides online business banking services tailored for startups and small businesses. The company offers FDIC-insured checking and savings accounts, corporate cards, and allows entrepreneurs globally to open accounts for their U.S.-incorporated companies.
Its platform provides integrated financial tools such as bill pay, invoicing, and accounting automations through a unified dashboard. The service has no monthly account fees or minimum balance requirements, though it does apply a 1% fee on currency conversions.
Pricing
Here is a glance at their pricing:
- Free Mercury Plan: Offers essential banking services including checking and savings accounts, corporate cards, bill pay, invoicing, and reimbursements.
- $35 per month Mercury Plus: Includes all features of the Mercury Plan with additional reimbursements and invoicing capabilities.
- $350 per month Mercury Pro: Encompasses all features of Mercury Plus along with advanced workflows and dedicated support.
- Custom Pricing: For businesses with balances over $10 million, Mercury provides custom solutions with tailored pricing.
Reviews
User feedback indicates varied experiences, with some customers reporting issues related to account management, support response times, and payment processing delays. Check out more Mercury reviews here.
10. Fiducial Banque
Established in 2014, Fiducial Banque is an online banking institution that serves professionals, small to medium-sized enterprises, and other business entities. As a subsidiary of the Fiducial Group, it provides a range of banking services, including financing solutions such as business loans and leasing options.
Clients are assigned a dedicated advisor upon account opening and can manage their accounts online at any time. The bank's account packages include services like Visa Business cards, unlimited SEPA transfers, and options for accepting card payments or making cash deposits through a partner network.
Pricing
Here is a glance at their pricing:
- €12 excluding tax per month PRO Base: This package includes a professional current account, a dedicated banking advisor, a Visa Business debit card, unlimited SEPA direct debits and transfers, and check deposit services.
- €25 excluding tax per month PRO Plus: This plan includes all PRO Base services, plus the ability to accept card payments from clients, additional card options, and checkbooks.
- €45 excluding tax per month PRO Excellence: This package includes all PRO Plus services, with the addition of unlimited account movement commissions, cash deposit options through a partner network, and a Visa Premier debit card with deferred debit.
Reviews
User reviews frequently point to issues with customer service responsiveness and technical problems with the mobile app and online banking platform. Check out more Fiducial Banque reviews here.
Which One Should You Go With?
Each of these platforms offers unique strengths, but if you're looking for a modern financial partner that truly understands the digital asset space, we believe OneSafe stands out. We invite you to experience the difference and sign up for OneSafe today.
