For businesses considering Copper X for their global payment needs, the lack of publicly available pricing or user reviews might prompt a search for alternatives. This article will explore what Copper X offers, detail the reasons one might look for a different solution, and present other platforms to consider based on your specific requirements.
What is Copper X?
Copper X is a financial technology company that provides payment solutions specifically for web3 businesses. Their platform offers a unified checkout for crypto and fiat, alongside features like global payouts, crypto subscriptions, and payment links.
The company does not make its pricing information public, requiring potential customers to contact them directly for details. Furthermore, there are currently no user reviews or ratings available online to gauge customer satisfaction.
What to Consider When Selecting a Copper X Alternative?
When searching for a Copper X alternative, it's helpful to evaluate platforms based on several key factors:
- Web3 and Crypto Functionality:Does the platform specialize in the digital asset space, offering features like direct fiat-to-crypto conversions for payroll and expense management?
- Pricing Transparency:Are the fees for transactions, account maintenance, and currency conversions clearly outlined, or are they hidden behind a sales call?
- Global Payment Capabilities:How efficiently can the platform handle international payouts to a global team, and what are the associated foreign exchange rates?
- Customer Support:What is the quality of customer support, and can you expect responsive and knowledgeable help when dealing with financial operations?
- Integrations and Usability:Does the platform integrate with your existing financial stack, such as accounting or e-commerce software, to simplify your workflow?
If these considerations resonate with your business needs, check out the alternatives we explore in the next section.
10 Best Alternatives to Copper X
1. OneSafe
OneSafe is a finance platform designed to modernize banking for businesses, particularly those operating in the Web3 and crypto sectors. We provide the essential tools for effortless fund management, quick payments, and access to both traditional and digital assets.
Our platform enables a direct 1:1 conversion from USD to USDC on Polygon, simplifying payroll and expense management for global teams. We also offer streamlined onboarding, frictionless transfers, and highly responsive customer support tailored for businesses in the digital asset space.
Pricing
Here's a look at our straightforward pricing:
- Free Account Services: We charge no fees for account opening, maintenance, card issuance, or for holding a minimum balance.
- 0.1% US Domestic Transfers: Enjoy low-cost domestic ACH and wire transfers. Fedwire transfers are a flat $25.
- Low-Cost International Payments: SEPA payments in EUR are just 0.2% per transaction, while international wires are 0.2% plus a $50 SWIFT fee.
- Competitive Crypto Fees: USDT transactions have a 0.1% fee, and fiat-to-crypto conversions are included with market rates, with no hidden charges.
- 3% Corporate Card FX: For any spending on your corporate card in a currency other than USD.
Reviews
Users consistently praise our platform for its exceptional customer support and its ability to simplify complex financial operations for Web3 businesses. Our clients find that we effectively address major pain points in payroll and banking.
- “OneSafe has the best customer support I've ever experienced from a bank.” – Amit Chu, Investments @ Celo Foundation
- “OneSafe is a game-changer. They solve so many headaches for our company. Finally a banking solution that gets it.” – Marco, CEO of Ensuro
Want to learn more? Check us out here.
2. Currensea
Currensea is a UK-based financial technology company that offers a travel debit card linked directly to a user's existing bank account. The card is intended to provide an alternative to traditional high-street banks for spending abroad by offering different foreign exchange fee structures.
The service provides real-time exchange rates and does not require users to top up or transfer funds before making international purchases. It also includes immediate spend notifications that show the transaction amount and the calculated savings.
Pricing
Here's their pricing at a glance:
- Free Essential: This plan has a one-time £4.95 card delivery fee. It includes real-time exchange rates with a £500 monthly card spend limit at that rate, after which a 1% fee applies. ATM withdrawals are fee-free up to £200 per month, with a 2% fee beyond that.
- £39.95 Annually Pro: This plan includes the features of the Essential plan, but with unlimited fee-free card spending and a £500 monthly fee-free ATM withdrawal limit. It also comes with additional perks like global data and car hire discounts.
- £150 Annually Elite: This plan includes all Pro features, with an increased fee-free ATM withdrawal limit of £750 per month and enhanced perks.
Reviews
Reviews for Currensea often mention the card's ease of use, transaction notifications, and exchange rates, though some users report issues with card acceptance and customer support. Check out more Currensea reviews here.
3. Airwallex
Airwallex is a financial technology company founded in 2015 that offers a suite of services including cross-border payments, multi-currency business accounts, and expense management. The platform provides a range of financial tools designed for businesses operating on a global scale.
Businesses can hold funds in over 20 currencies and make local transfers to more than 120 countries. The service also provides corporate cards with zero international fees and offers integration with accounting software like Xero and QuickBooks.
Pricing
Here's their pricing at a glance:
- Free Explore Plan: This plan is free for users who deposit at least $5,000 per month or maintain a minimum balance of $10,000. It includes multiple business accounts and free local transfers.
- $99/month Grow Plan: This plan includes all features of the Explore Plan, adding international batch transfers, expense management, and bill pay services.
- $499/month Accelerate Plan: This option includes all features of the Grow Plan, with the addition of centralized financial management across global entities and single sign-on capabilities.
- Custom Plan: Pricing is tailored for high-volume businesses or those requiring custom API implementations. Businesses must contact Airwallex for specific pricing.
Reviews
User feedback indicates some customers experience issues with customer service, such as delayed responses and unexplained account suspensions, while others report difficulties with the verification process. Check out more Airwallex reviews here.
4. Wise
Wise, formerly TransferWise, is a UK-based financial technology company founded in 2011 that specializes in international money transfers. The company facilitates these transfers using the mid-market exchange rate.
The platform offers a multi-currency account to hold and manage funds in over 40 currencies, along with a debit card for global spending. Wise operates on a pay-as-you-go pricing model with no monthly subscriptions, and fees for sending money vary by currency.
Pricing
Here's their pricing at a glance:
- From 0.57% Money Transfers: Fees for sending money vary by currency.
- $9 One-Time Fee Multi-Currency Card: A one-time fee is charged for the card, and additional fees apply for ATM withdrawals exceeding $100 per month.
- $31 One-Time Fee Business Account: A one-time setup fee is required for businesses to receive account details in 23 currencies.
- Free Account Holding: There are no fees for holding money in the account.
- Variable Receiving Fees: Receiving money is free for domestic payments in certain currencies, while international wire transfers have fixed fees.
Reviews
Some users report issues with account freezes and find customer support unresponsive when problems arise. Check out more Wise reviews here.
5. Fiducial Banque
Fiducial Banque is an online banking institution established in 2014 to serve professionals, small to medium-sized enterprises, and associations. As a subsidiary of the Fiducial Group, it offers a range of banking services, including financing solutions like business loans and leasing options.
Clients are provided with a dedicated advisor upon account opening and can manage their accounts online at any time. The bank’s services are structured into tiered monthly packages that include a professional current account, a Visa Business card, and SEPA transfers.
Pricing
Here's their pricing at a glance:
- €12/month PRO Base: This package includes a professional current account, a dedicated banking advisor, 24/7 online banking access, a Visa Business debit card, unlimited SEPA direct debits and transfers, and check deposit services.
- €25/month PRO Plus: This tier encompasses all PRO Base services, plus the ability to accept card payments, a Visa Business debit card with immediate or deferred debit options, and the provision of checkbooks.
- €45/month PRO Excellence: This option includes all PRO Plus services, with the added benefit of unlimited account movement commissions, one free cash deposit per month through a partner network, and a Visa Premier debit card with deferred debit.
Reviews
User reviews mention issues with customer service responsiveness, delays in assistance, and technical problems with the mobile application and online platform. Check out more Fiducial Banque reviews here.
6. Revolut
Revolut is a British financial technology company founded in 2015 that provides a variety of banking services. Its offerings include current accounts, debit and credit cards, stock and cryptocurrency trading, and peer-to-peer payments.
The platform allows users to manage and exchange over 25 currencies at the interbank rate and facilitates both local and international money transfers. It also provides team management tools, such as issuing physical and virtual cards with spending controls, and integrates with accounting software like Xero and Sage.
Pricing
Here's their pricing at a glance:
- From £10 per month Basic Plan: Provides essential features for running a business.
- From £30 per month Grow Plan: Offers additional tools to manage spending and operations.
- From £90 per month Scale Plan: Designed for businesses with higher transaction volumes and advanced needs.
- Custom Pricing Enterprise Plan: Tailored to specific business requirements.
Reviews
User feedback often centers on the app's interface, payment speed, and currency exchange features. Some customers note challenges with receiving timely support and have experienced issues during account verification. Check out more Revolut reviews here.
7. N26
N26 is a German financial technology company established in 2013 that delivers a fully mobile banking experience. The company provides services including transaction accounts, debit cards, overdrafts, and various investment products.
The platform facilitates real-time banking through its mobile application, which includes tools for organizing spending and savings. Users are provided with a virtual Mastercard for online and mobile payments, along with the ability to create sub-accounts.
Pricing
Here's their pricing at a glance:
- Free N26 Standard: This account has no maintenance fees and includes a virtual Mastercard for online and mobile payments.
- €4.90/month N26 Smart: This account provides tools for spending and saving, including the ability to create up to 10 sub-accounts.
- €9.90/month N26 Go: This account is designed for travel, offering benefits like free ATM withdrawals abroad and travel insurance.
- €16.90/month N26 Metal: This premium account includes a metal card, travel insurance, and priority customer support.
Reviews
Some users report challenges with customer support, citing slow responses and unhelpful replies, as well as issues with unexplained account closures and frozen funds. Check out more N26 reviews here.
8. Brex
Brex is a financial technology company founded in 2017 that offers a suite of financial services on a unified platform. It provides corporate credit cards, expense management, travel booking, bill pay, and business accounts.
The platform includes AI-powered custom rules, real-time reporting, and accounting integrations to manage financial operations. Brex offers scalable solutions intended for startups, mid-sized companies, and global enterprises.
Pricing
Here's their pricing at a glance:
- Free Essentials: This plan includes global card acceptance, AI-powered custom rules, accounting integrations, local currency wires, travel booking, real-time reporting, Brex API access, bill pay, and reimbursements.
- $12/user/month Premium: This tier includes all Essentials features plus multiple customizable expense policies, dynamic expense review chains, AI-powered compliance audit detection, advanced approvals, multi-entity support, customizable ERP and HRIS integrations, VAT documentation, group travel, advanced travel rules, and live budgets.
- Custom Enterprise: This plan offers all Premium features along with unlimited US or global entities, local card issuance, collections, reimbursements, policies, a named account manager, and fully customizable implementation services. Pricing is customized based on specific requirements.
Reviews
Some users report issues with customer service, citing unresponsiveness and difficulties in resolving complex queries. A few reviewers have also mentioned challenges with receipt syncing and limitations in expense categorization customization. Check out more Brex reviews here.
9. Finom
Finom is a European financial technology company founded in 2019 that provides digital banking and financial management services for small to medium-sized enterprises, freelancers, and self-employed individuals. The platform offers online account opening with local IBANs, invoicing, accounting integrations, and expense management.
The service includes the issuance of free physical and unlimited virtual debit cards, up to 3% cashback on business purchases, and support for multiple currencies. These tools are designed to manage financial operations for businesses across Europe.
Pricing
Here's their pricing at a glance:
- Free Solo Plan: This plan includes one user, a personal IBAN, free physical VISA cards, and basic invoicing features.
- €9/month Start Plan: This plan includes two users, a personal IBAN, free physical VISA cards, and advanced invoicing features.
- €28/month Premium Plan: This plan offers five users, a personal IBAN, free physical VISA cards, and invoicing and accounting integrations.
- €149/month Corporate Plan: This plan provides ten users, a personal IBAN, free physical VISA cards, and advanced invoicing and accounting features.
- €339/month Enterprise Plan: This plan includes fifteen users, a personal IBAN, free physical VISA cards, and all features available in the Corporate Plan.
Reviews
User feedback often mentions the platform's interface, invoicing system, and customer support. Some users have reported concerns about unexpected fees, account management, and technical issues with transaction processing. Check out more Finom reviews here.
10. OneMoneyWay
OneMoneyWay is a digital platform providing global financial services for small and medium-sized enterprises in Europe. It offers international transfers, foreign exchange for over 24 currencies, and various payment solutions like SWIFT and SEPA.
The platform facilitates transactions that are faster than traditional banks and does not impose transaction limits. Through regulated partners, it also provides business accounts, corporate cards, and payment terminals.
Pricing
Here's their pricing at a glance:
- Free Freemium: This plan is for businesses with annual revenue below £150,000 and includes one business account, higher transaction fees, one virtual corporate card, and live chat support.
- £49/month Starter: Billed annually, this plan provides up to three business accounts, lower transaction fees, two virtual and two physical corporate cards, a personal advisor, and automatic bookkeeping.
- £99/month Business: Billed annually, this plan offers up to five business accounts, the lowest transaction fees, unlimited virtual and four physical corporate cards, a personal advisor, and automatic bookkeeping.
All prices are indicative and depend on the company's revenue and industry. For specific details, contacting a representative is recommended.
Reviews
User feedback frequently mentions the company's service, the professionalism of the staff, and platform features like local IBAN accounts. Some reviewers note longer processing times for account setup. Check out more OneMoneyWay reviews here.
Which One Should You Go With?
Choosing the right financial partner depends on your unique business needs, and any of the platforms listed can be a great fit. If you're looking for a modern banking solution built for the digital asset space, we believe OneSafe stands out as an excellent alternative. Ready to simplify your financial operations? Sign up for OneSafe today.
