If you're evaluating global payment solutions, you may find that OpenDue doesn't fit every requirement, perhaps due to its opaque pricing structure or a need for different functionalities. In this guide, we'll cover the essentials of OpenDue, discuss common reasons for seeking alternatives, and explore other platforms that might be a better match for your specific situation.
What is OpenDue?
OpenDue is a global payment platform that offers borderless, multi-currency accounts for sending and receiving funds across more than 80 countries. The service supports real-time fund transfers and stablecoin transactions, which can be instantly settled or converted into a desired fiat currency.
Its platform accepts payments through bank transfers, mobile money, and digital wallets with near-zero fees. For specific details on pricing or available plans, interested parties must contact the company directly as this information is not publicly listed.
What to Consider When Selecting a OpenDue Alternative?
When searching for an OpenDue alternative, it's helpful to weigh several factors to find the best platform for your business needs:
- Currency and Payment Options: Assess whether the platform supports the specific fiat and digital currencies your business handles, along with necessary payment rails like ACH, SWIFT, and SEPA.
- Pricing Transparency: Look for a provider with a clear and predictable fee structure, avoiding the uncertainty that comes with opaque pricing models.
- Integration with Business Tools: Consider how well the platform connects with your existing accounting, payroll, or other operational software to streamline workflows.
- Customer Support Quality: Evaluate the responsiveness and expertise of the customer service team, as reliable support is fundamental for resolving financial issues quickly.
- Specialized Features: Determine if the platform offers unique functionalities tailored to your industry, such as direct crypto-to-fiat conversions or advanced team expense management.
If these considerations resonate with your priorities, explore our curated list of alternatives in the next section to find a platform that aligns with your goals.
10 Best Alternatives to OpenDue
1. OneSafe
OneSafe is a finance platform designed to modernize banking processes for businesses, particularly those operating in the Web3 and crypto sectors. Our service provides essential tools for effortless fund management, quick payments, and access to both traditional and digital assets.
Our platform facilitates direct 1:1 conversions from USD to USDC on Polygon, which simplifies payroll and expense management for global teams. We also offer end-to-end expense management, rapid account setup, and responsive customer support tailored for businesses in the digital asset space.
Pricing
Here's a look at our straightforward pricing:
- Free Account Services: Enjoy account opening, maintenance, and card issuance with no monthly fees or minimum balance requirements.
- 0.1% US Domestic Transfers: Process ACH and wire transfers within the United States for a low transaction fee.
- From 0.2% International Payments: Handle SEPA and international SWIFT transfers with transparent, competitive rates.
- 0.1% Digital Asset Transactions: Convert between fiat and crypto at market rates, with a simple 0.1% fee for USDT transactions.
- 3% Foreign Exchange Fee: Spend globally on your corporate card with a clear FX rate for all non-USD transactions.
Reviews
Our clients consistently praise our platform for its outstanding customer support and its ability to solve major financial headaches, especially for companies operating in the Web3 ecosystem.
- “OneSafe has the best customer support I've ever experienced from a bank.” - Amit Chu, Investments @ Celo Foundation
- “OneSafe is a game-changer. They solve so many headaches for our company. Finally a banking solution that gets it.” - Marco, CEO of Ensuro
Ready to see what we can do for your business? Check us out here.
2. Tide Bank
Tide is a UK-based financial technology company established in 2015, offering mobile-first banking services for small and medium-sized enterprises. The platform provides current accounts, automated bookkeeping, integrated invoicing, and connects with accounting software such as Sage, QuickBooks, and Xero.
Account setup can be completed in minutes through the app, which also includes tools for managing finances and team expenses with dedicated cards. Additionally, users can deposit cash at UK Post Office or PayPoint locations and handle international payments.
Pricing
Here's their pricing at a glance:
- No monthly fee Free Plan: Charges include 20p per UK transfer and £1 per ATM withdrawal. Cash deposits at the Post Office incur a 0.99% fee, with a minimum of £2.50.
- £12.49 + VAT Smart Plan: Includes 25 free UK transfers, one free expense card, and priority in-app support. Foreign currency card transactions have a 2.75% FX fee.
- £24.99 + VAT Pro Plan: Offers unlimited free UK transfers, two free expense cards, and 24/7 phone and legal support. Foreign currency card transactions are fee-free.
- £69.99 + VAT Max Plan: Provides unlimited free UK transfers, three free expense cards, and a dedicated account manager. Foreign currency card transactions are fee-free.
Reviews
User reviews frequently comment on the platform's account setup process and interface, with some customers also reporting issues related to customer support and account access. Check out more Tide Bank reviews here.
3. Wise
Wise, formerly TransferWise, is a UK-based financial technology company established in 2011 that specializes in international money transfers. The service utilizes the mid-market exchange rate to offer transparent, low-cost transactions for its global customer base.
The platform provides a multi-currency account for holding and managing funds in over 40 currencies, complemented by a debit card for worldwide spending. Wise operates on a pay-as-you-go pricing model, avoiding monthly fees or subscriptions for its users.
Pricing
Wise operates on a pay-as-you-go model with no monthly fees. Transaction costs vary by currency, starting from 0.57% for sending money, with a one-time $9 fee for the multi-currency card and a one-time $31 setup fee for business accounts.
Reviews
User feedback indicates some customers have reported issues regarding account freezes and the responsiveness of the support team. Check out more Wise reviews here.
4. Revolut
Revolut is a British financial technology company founded in 2015 that provides a range of banking services. These include current accounts, debit and credit cards, stock and cryptocurrency trading, and peer-to-peer payments.
The platform facilitates the management and exchange of over 25 currencies at the interbank rate and supports both local and international transfers. Additionally, it offers team management tools like issuing cards with spending controls and integrates with accounting software such as Xero and Sage.
Pricing
Here's their pricing at a glance:
- From £10 per month Basic Plan: Provides essential features for running a business.
- From £30 per month Grow Plan: Offers additional tools to manage spending and operations.
- From £90 per month Scale Plan: Designed for businesses with higher transaction volumes and advanced needs.
- Custom pricing Enterprise Plan: Tailored to specific business requirements.
Reviews
User feedback often comments on the app's interface, payment speed, and card management features. Some users report difficulties with customer support and note limitations in certain banking functionalities. Check out more Revolut reviews here.
5. Blank
Blank is a French company that provides online professional accounts tailored for freelancers and small businesses. The service is structured to meet the financial management requirements of independent professionals and smaller enterprises.
The platform supplies a professional account with a French IBAN, a Visa Business card, and tools for creating and managing quotes and invoices. It also features automated Urssaf declarations, simplified accounting, and access to professional insurance options.
Pricing
Here's their pricing at a glance:
- €6/month (excl. tax) Simple: Includes 30 SEPA transfers, quote and invoice creation tools, automated Urssaf declarations, and expense tracking.
- €17/month (excl. tax) Confort: Includes all Simple plan features plus phone support 5 days a week, 30 additional SEPA transfers, higher card limits, and income maintenance insurance.
- €39/month (excl. tax) Complète: Includes all Confort plan features plus unlimited SEPA transfers, email and phone support 6 days a week, and higher card limits.
Reviews
User reviews indicate some customers have experienced issues with account closure processes and delays in accessing funds. Check out more Blank reviews here.
6. Propulse by CA
Propulse by CA is an online banking and management platform designed for entrepreneurs, freelancers, and small businesses. The service provides an online business account that comes with a French IBAN and a Visa Business card.
The platform includes tools for creating and tracking invoices, managing expenses, and filing URSSAF contributions directly through the application. It also integrates with accounting services and provides insurance options connected to the payment card.
Pricing
Here's their pricing at a glance:
- Starter Plan: €8 per month.
- Start+ Plan: €17 per month.
Reviews
User reviews mention challenges with service quality and support accessibility, with some customers reporting delays in account creation and issue resolution. Check out more Propulse by CA reviews here.
7. Bunq
Bunq is a Dutch fintech company founded in 2012 that provides mobile banking services across 30 European countries. It offers personal and business accounts with multiple International Bank Account Numbers (IBANs), multi-currency support, and a public API for developers.
The company emphasizes sustainability by planting a tree for each level set according to the subscribed rate plan. Additionally, customers have the option to invest in environmental projects.
Pricing
Bunq provides several business banking plans, including a free option for sole proprietors and three paid tiers at different monthly rates. The paid plans range from €7.99 to €23.99 per month, offering an increasing number of bank accounts with IBANs at each level.
Reviews
User feedback often centers on the app's interface, budgeting tools, and features such as cryptocurrency exchange. Some customers have noted issues with customer support, including response times and the process for resolving problems. Check out more Bunq reviews here.
8. Airwallex
Airwallex is a financial technology company founded in 2015 that offers a suite of services, including cross-border payments, multi-currency business accounts, and expense management. The platform provides businesses with tools to handle their finances, such as corporate cards and integrations with accounting software.
The service facilitates multi-currency accounts in over 20 currencies with foreign exchange rates set at a markup above interbank rates. It also supports free local transfers to over 120 countries and provides corporate cards with zero international fees.
Pricing
Here's their pricing at a glance:
- Free Explore Plan: This plan is free for users who deposit at least $5,000 per month or maintain a minimum balance of $10,000. It includes multiple business accounts, free transfers to over 120 countries, and access to interbank FX rates.
- $99/month Grow Plan: This plan includes all features of the Explore Plan, adding international batch transfers, expense management, and bill pay services.
- $499/month Accelerate Plan: This plan includes all features of the Grow Plan, along with centralized management of finances across global entities and single sign-on capabilities.
- Custom Plan: Pricing is tailored for high-volume businesses or those needing custom API implementations based on specific requirements.
Reviews
User feedback indicates some customers have experienced issues with customer service, including delayed responses and account suspensions, alongside challenges with the Know Your Customer (KYC) process and limited support options. Check out more Airwallex reviews here.
9. Reap
Reap is a financial technology company founded in 2018 that offers products to manage financial operations for various businesses. Its primary product is the Reap Card, a secured corporate credit card.
The platform facilitates bill repayments in both fiat and digital currencies and provides global coverage with spend controls. Additionally, it offers API and embedded finance solutions for card issuing and automated global payouts.
Pricing
The Reap Card has no annual or hidden service fees, but there is a 1.2% handling fee for stablecoin repayments. ATM withdrawals and foreign exchange transactions are subject to a 2% fee, and customized pricing is available for card issuing and API solutions based on usage.
Reviews
User feedback points to concerns regarding customer service, financial standards, and sudden credit limit resets without notice. Some users also report limitations within the platform's features. Check out more Reap reviews here.
10. Everestcard
Everestcard is a neobank that provides services for business financial management. It offers instant issuance of both virtual and physical Mastercard credit cards for team use.
The platform allows for entirely online management, giving users real-time control over cards and expenses via a dashboard and web application. It also includes expense management tools such as automated reporting, digital receipt scanning, and transaction history tracking.
Pricing
Here's their pricing at a glance:
- €20/month Monthly Plan: Includes up to three Mastercard credit cards and access to expense management tools.
- €5/month Additional Card: For each card beyond the initial three.
- 90-day Free Trial: Allows businesses to use the platform's features before subscribing.
Reviews
Available user feedback is limited, with reviewers expressing concerns about the company's reliability and responsiveness, citing issues such as slow customer support and problems with account access. Check out more Everestcard reviews here.
Which One Should You Go With?
While each of these platforms offers distinct advantages, we built OneSafe to specifically address the financial challenges faced by modern businesses, particularly in the Web3 space. If you're looking for a banking solution that truly understands your needs, we invite you to sign up for OneSafe today.
