Top 10 Alternatives to Roma

In this article, we will explore various alternatives to Roma, a company known for bridging the gap between fiat and digital assets for institutions. Roma offers services such as seamless on-ramp and off-ramp support in multiple currencies and an OTC trading platform with deep liquidity and competitive pricing. Let's delve into what Roma does and examine other options available in the market.

Reviews

Users have shared a mix of positive and negative feedback about Roma. On the positive side, many appreciate the seamless on-ramp and off-ramp support in multiple currencies, as well as the competitive exchange rates. The 24/7 OTC platform with fast settlement and white glove support has also been highlighted as particularly helpful. However, some users have found certain aspects frustrating, such as occasional delays in transaction processing and the complexity of the platform for new users. Despite these issues, the overall sentiment leans towards satisfaction with Roma's services.

• "The 24/7 trading support and fast settlement are game-changers for our operations." - John D.
• "Navigating the platform can be a bit overwhelming for newcomers." - Sarah K.

For more detailed reviews, visit Roma Global Reviews.

Best alternatives to Roma

1. OneSafe

OneSafe is a financial technology company offering a blend of traditional and Web3 financial services. It provides comprehensive account services tailored for companies operating in both fiat and cryptocurrencies. The platform supports seamless integration of fiat and cryptocurrency transactions, making it ideal for modern financial operations.

• Features: Simple onboarding, global payments, corporate cards, multi-currency support, global accounts, seamless payments, state-of-the-art security.
• Pricing: Account opening is free, no minimum balance, no monthly fees, corporate cards and invoices included, 0.1% fee for US domestic payments, 0.2% fee for SEPA payments, 0.2% fee + $25 for international wires, $20 for Fedwire, 1% FX fee on corporate cards, 0.1% fee for USDT transactions, fiat to crypto conversion included.
• Testimonials: Users praise OneSafe for its exceptional customer support and game-changing solutions. The platform is lauded for simplifying payroll and expense management, making it an essential tool for Web3 companies. Source: OneSafe.

2. Airwallex

Airwallex is a global payments and financial platform trusted by over 100,000 companies. It offers software and APIs to simplify global payments and financial operations, enabling businesses to unlock new opportunities and grow without limits.

• Unique Features: Simple setup, fast transfers, cost-effective, human support, cloud-native, high security, global compliance, proprietary local payments network, multi-currency wallet, high-speed transfers.
• Pricing: The Explore plan costs $0 or $29/month depending on deposit and balance conditions. The Grow plan is priced at $99/month, while the Accelerate plan costs $499/month. Custom plans are available for high-volume businesses. Additional fees include 0.5% above interbank rates for major currencies, 1% for others, $10-30 for SWIFT transfers, and $15 per additional employee card user per month.
• Testimonials: Users generally appreciate the intuitive app and responsive support. One user mentioned, "The app is intuitive, making it easy to handle multi-currency accounts and international payments without the usual hassle." However, some users have faced issues, such as one who stated, "They suddenly started to refuse money transfer for no reason. They won’t tell me why or how to solve the situation." Source: Trustpilot.

3. Ampere

Ampere is an all-in-one financial service for businesses, offering a range of products including business current accounts, currency exchange, business loans, merchant accounts, debit cards, and invoicing tools. It aims to simplify financial management for businesses with quick account opening, low exchange rates, and comprehensive financial tools.

• Unique Features: All-in-One Business Current Account, low currency exchange rate of 0.35%, free merchant account set-up with transaction rates starting from 0.65%, quick account opening with GBP and EUR accounts, corporate & private debit card with no monthly fees, smart invoicing directly from the bank account, personalized business loans and commercial mortgages, comprehensive account management from phone, PC, or tablet.
• Pricing: Business account setup fee is £35.00, business account maintenance per month is £20.00, private account setup fee is £25.00, private account maintenance per month is £10.00, local transfers in GBP and EUR are free, incoming international transfer in GBP/EUR (SWIFT) is £25.00, currency exchange rate is 0.35%, card issue fee is £15.00, no monthly card fee, ATM domestic and international withdrawal fees are £1.50 each, acquiring fees for payments in GBP/EUR/USD start from IC++0.35% for low risk and IC++0.95% for medium risk.
• Testimonials: Users generally appreciate Ampere's customer service and ease of use. One user, Balaji Pawar, mentioned, "I’ve been with Ampere for a while, and I can confidently say their customer service is one of the best I’ve experienced." On the other hand, Jaeme expressed frustration, stating, "Not only the worst bank but possibly the worst company I’ve ever dealt with. Unreliable with your money and transfers and customer service is basically non existent." Source: Trustpilot.

4. Reap

Reap provides financial solutions that help businesses achieve global financial goals by accessing essential financial infrastructure. Their products and services enable businesses to thrive in a connected and borderless world.

• Unique Features: Reap Card with flexible bill repayment options in fiat or digital currencies, Reap Pay for payments to anyone using preferred currencies, Card Issuing API for launching card programs, Payment API for advanced cross-border payouts, PCI compliance, MSO license in Hong Kong, sophisticated fraud prevention tools, secure sandbox testing, robust API documentation, rapid deployment, dedicated support.
• Pricing: Physical & Virtual Card: FREE, Annual Fee: FREE, Monthly Bill Repayment with Fiat Currency: FREE (late fee may apply), Monthly Bill Repayment with Stablecoins: 1.2% handling fee (late fee may apply), ATM Withdrawal: 2%, FX Fee: 2%, Available Card Currencies: USD, HKD, Collateral: 1:1 ratio, Mobile Payment (Apple Pay / Google Pay): FREE, Mobile App: FREE, Issue Your Branded Card via API: Contact Sales, Bank Transfers with Reap Card: 1.8%, Bank Transfers with Stablecoins: 0.8%, Cross-Border Payment Fee: 25 USD, Local Payment Fee: 0-5 USD, FX Fee: Variable rate, T+1 Day Payouts: No extra fee, Payments via API: Contact Sales, Card-Level Spend Controls: FREE, Team-Level Spend Controls: FREE, Team Members: Unlimited, Multi-Entity Management: FREE, Real-Time Spend Analytics: FREE, Xero Integration: FREE, Receipt Collection: FREE, Receipt Auto-Matching: FREE.
• Testimonials: Users generally appreciate Reap's user-friendly onboarding and helpful team. Dexter L., a small-business owner, mentioned, "Reap had a very user-friendly onboarding experience. The team is friendly and helpful. The product (REAP card) is very easy to use and helps with our operations a lot." However, some users have noted limitations, such as Dexter L. who also stated, "The only downside would be limitations in terms of setting categories. However, I discussed this with their product team and they are going to look into it. Very helpful!" Source: G2.com.

5. Wallester

Wallester Business offers a comprehensive platform for managing corporate expenses through virtual and physical cards. The platform provides real-time card issuance, expense control, and integration with financial management tools. It is designed to streamline corporate financial processes, offering features like transaction monitoring, payment approvals, invoicing, budget management, and detailed reporting. The service is free to access with no setup or monthly fees, making it a cost-effective solution for businesses.

• Unique Features: Instant card issuance, real-time transaction monitoring, payment approvals, media buying, invoicing and budget management, detailed reporting, customizable API for workflow integration, multi-currency support, bank-level security.
• Pricing: The Free Package includes 300 virtual cards and unlimited physical cards at €0 per month. The 3000 Virtual Cards Package costs €199 per month with additional virtual cards at €0.20/month per card. The 15000 Virtual Cards Package is priced at €999 per month with additional virtual cards at €0.10/month per card. Custom solutions are available upon contact.
• Testimonials: Users generally appreciate Wallester's user-friendly platform and responsive customer support. One user, Giacomo Solimene, mentioned, "Absolute number one for business card and global payroll system on line and on app. Super fast assistance in some channel whatsapp and telegram over email support." However, some users have faced issues, such as Mike Ferrab who stated, "Bunch of scammers with terrible support. They will suspend your account and hold your money." Source: Trustpilot.

6. Revolut

Revolut Business is an all-in-one business account designed to help businesses manage their finances more efficiently. It offers features like global payments, multi-currency accounts, and smarter spending.

• Unique Features: Global payments to 150+ destinations, multi-currency accounts, automated spending tools, spend controls, accounting software sync, daily returns on savings, access to 45+ million Revolut customers, advanced analytics, currency risk management, comprehensive control over business entities.
• Pricing: The Basic plan is free and includes essential features. The Grow plan costs £19/month and offers additional tools for managing spend. The Scale plan is priced at £79/month and includes higher allowances for global expansion. The Enterprise plan has custom pricing for tailored solutions. Annual plans offer savings of up to 21% compared to monthly subscriptions.
• Testimonials: Users generally appreciate Revolut's user-friendly interface and quick transaction times. One user, Yuriy, mentioned, "Revolut app has a very user-friendly interface. Its functionality allows making transactions in a matter of seconds." However, some users have faced issues, such as Nicolas Huynh, who stated, "Bad service, bad communication. I ordered a card terminal reader to take payment, and it was delivered to an unknown place. According to Revolut, this is my problem and they can't help." Source: Trustpilot.

7. Bunq

Bunq offers a streamlined business banking experience with a quick setup process and a variety of features designed to meet the needs of modern businesses. Users can open a business bank account in just 5 minutes using their phone and ID, and enjoy a 30-day free trial of any plan.

• Unique Features of Bunq: Quick account setup, multiple bank accounts, mobile payment solutions, automation tools, high-interest rates, teamwork facilitation, local and multi-currency IBANs, powerful cards, sustainable banking.
• Pricing: Easy Bank Pro XL: €23.99/month, Easy Bank Pro: €13.99/month, Easy Bank: €7.99/month, Easy Savings: Free, Easy Card: Free.
• Testimonials: Users generally appreciate Bunq's innovative features and ease of use. One user, Hendrik Meier, mentioned, "Bunq knows how to make customers satisfied cuz they never stop adding new features and bonuses." However, some users have faced issues, such as R., who stated, "The fact that Bunq’s customer service took a full six months to respond only further highlights how poorly organized Bunq must be." Source: Trustpilot.

8. Blank

Blank is an online banking service designed for independent professionals and small businesses. It offers a range of features including quick account opening, professional payment cards, automated Urssaf declarations, simplified accounting, and customizable invoicing. The service is entirely online, providing a French IBAN and 7-day customer support.

• Unique Features: Quick account opening in 5 minutes, automated Urssaf declarations, customizable invoicing, 3D Secure system for enhanced security, 7-day customer service, accredited by the ACPR with deposit guarantees up to €100,000.
• Pricing: The pricing details are not explicitly listed on the contact page. However, users can find specific pricing information by following the provided links to the "Tarifs" page on the Blank website.
• Testimonials: Users generally appreciate Blank's intuitive invoicing and comprehensive service. One user mentioned, "Amazing app... all the works done with it," while another user expressed frustration, stating, "Ces une banque de voleur attention il bloque les virements." Source: Trustpilot.

9. Wise

Wise offers an international account that allows users to send, receive, and manage money in multiple currencies. It is designed for individuals and businesses who need to handle international transactions efficiently and cost-effectively.

• Unique Features: Multi-currency account, low fees, guaranteed exchange rates, global account details, Wise debit card, interest on balances, regulatory compliance, security, customer trust, business solutions.
• Pricing: Registering with Wise is free. Sending money incurs a fee starting from 0.29%, holding money in over 40 currencies is free, receiving local payments is free, receiving USD wire and Swift payments costs $6.11 USD, and receiving CAD Swift payments costs $10 CAD.
• Testimonials: Users generally appreciate Wise's ease of use and low fees. Cherilyn A. mentioned, "You can set up and receive multiple currencies. I could use it as my card/debit card abroad. Easy for me to convert the USD funds I have to the currencies of the country I'm vacationing." However, some users have faced issues, such as a verified user in Information Technology and Services who stated, "Customer Support is the worst among all the products that I used, they're just incompetent." Source: G2.

10. RelayFi

Relay is a financial technology company offering online business banking services. It provides small businesses with tools to manage their earnings, spending, and savings efficiently. Relay offers business checking and savings accounts, receipt management, accounts payable services, and the Relay Visa® Credit Card. The platform integrates with accounting software like QuickBooks Online and Xero, and payroll services like Gusto. Relay emphasizes no account fees, overdraft fees, or minimum balances, and offers FDIC insurance up to $3M through Thread Bank.

• Unique Features: Up to 20 individual checking accounts, savings accounts with high APY, physical and virtual cards, credit cards with cash back, comprehensive payment options, direct integrations with QuickBooks Online and Xero, receipt management, role-based user permissions, FDIC insurance, Visa® Zero Liability Protection, Profit First banking.
• Pricing: The basic Relay plan has no monthly fee and includes essential business banking features. The Relay Pro plan starts at $30 per business per month and offers additional features like faster ACH, free wire payments, and advanced bill payment options. For accountants and bookkeepers, Relay Pro also starts at $30 per client per month, tailored for managing clients' accounts payable securely and efficiently.
• Testimonials: Users generally appreciate Relay's comprehensive features and responsive customer service. Michel P. mentioned, "Do not hesitate, you need them, trust me. RelayFi offers all the services and tools you need to grow." However, some users have faced issues, such as Mert, who stated, "Apparently Turkish Citizens are banned from opening an account. Can't even select Turkey as citizenship during setup." Source: Trustpilot.

Which one should you go with?

In conclusion, while each of these financial platforms offers unique features and benefits tailored to various business needs, OneSafe stands out for its exceptional customer support and comprehensive solutions. Whether you're managing fiat or cryptocurrency transactions, OneSafe's seamless integration and state-of-the-art security make it an ideal choice. Although all the alternatives provide valuable services, OneSafe's blend of traditional and Web3 financial services positions it as a top recommendation for those seeking a reliable and innovative financial partner. Explore your options, but if you're looking for a standout alternative, OneSafe is worth considering.