As the digital payment landscape evolves, many are reconsidering their options between Uphold and Crypto.com. This article aims to provide a comprehensive overview of both platforms, comparing their prices and features to help you determine the best choice for your needs.
A quick overview on Uphold and Crypto.Com
What is Uphold?
Uphold is a multi-asset digital wallet and trading platform that allows users to buy, sell, and hold various assets, including cryptocurrencies, fiat currencies, and precious metals. It offers instant conversions between these assets, making it a versatile payment solution for both individuals and businesses.
Individuals use Uphold to manage diverse portfolios and earn rewards through staking options, while businesses leverage it for cross-border transactions and payroll processing in multiple currencies. Unique features include its patented "Anything to Anything" platform and real-time publication of assets and liabilities, enhancing transparency and trust.
What is Crypto.Com?
Crypto.com offers a cryptocurrency payment gateway that allows merchants to accept various cryptocurrencies for goods and services. This solution integrates seamlessly with existing business systems, providing a smooth transaction experience for both merchants and customers.
Businesses use Crypto.com's payment solution to appeal to tech-savvy customers and those preferring digital currencies. Key features include the ability to accept multiple cryptocurrencies and access to a global customer base, although businesses must manage the volatility of cryptocurrency values and potential regulatory challenges.
Pricing of Uphold and Crypto.Com
Uphold's pricing structure includes fees for trading, deposits, and withdrawals, which vary based on location and payment method. Typical trading fees in the U.S., U.K., and Europe are less than 0.25% for stablecoins, 0.3% for major market FX, 1.4% – 1.6% for Bitcoin and Ethereum, 2.5% – 2.95% for altcoins, and 1.9% – 2.95% for precious metals. Fees may fluctuate during high market volatility or reduced liquidity.
Crypto.com does not publicly disclose specific pricing or fee structures for its payment solutions. Businesses must contact the company directly to obtain detailed information on costs and fees. Given the lack of transparency in Crypto.com's pricing, Uphold's detailed fee structure provides more clarity for users. Therefore, Uphold offers better pricing transparency compared to Crypto.com.
Features of Uphold and Crypto.Com
Uphold features
Uphold offers a range of unique features that cater to both individual and business users:
- Anything to Anything Platform: Enables seamless transactions between digital assets, national currencies, and precious metals.
- Real-Time Transparency: Publishes assets and liabilities in real-time, enhancing trust and accountability.
- Regulatory Compliance: Adheres to regulations in multiple jurisdictions, ensuring a secure environment for users.
- Staking Options: Allows users to earn rewards on certain digital assets through staking.
- Cross-Border Transactions: Facilitates international payments and payroll processing in multiple currencies for businesses.
Crypto.Com features
Crypto.com, established in 2016 as "Monaco" and rebranded in 2018, is a comprehensive cryptocurrency platform offering a range of services for both individuals and businesses. Its unique benefits include a user-friendly mobile app for buying, selling, and trading over 400 cryptocurrencies, a Visa card that allows users to spend crypto globally, and a DeFi wallet for decentralized finance activities. For businesses, Crypto.com provides payment solutions that enable merchants to accept cryptocurrency payments, expanding their customer base and embracing digital currency adoption.
Crypto.com offers a cryptocurrency payment gateway that allows merchants to accept various cryptocurrencies as payment for goods and services. This solution integrates with existing business systems, providing a seamless transaction experience for both merchants and customers.
Businesses can use Crypto.com's payment solution to accept cryptocurrency payments, appealing to tech-savvy customers and those preferring digital currencies. Key strengths include the ability to accept multiple cryptocurrencies, integration with existing payment systems, and access to a global customer base. Limitations may involve the volatility of cryptocurrency values, potential regulatory challenges, and the need for businesses to understand and manage digital assets securely.
Crypto.com does not publicly list specific pricing or fee structures for its payment solutions. Businesses interested in utilizing their services are encouraged to contact the company directly to obtain detailed information on costs and fees associated with their payment solutions.
As of August 2025, Crypto.com has a TrustScore of 1.4 out of 5 on Trustpilot, based on over 9,000 reviews. Positive feedback highlights the platform's user-friendly interface and the convenience of its Visa card for spending cryptocurrencies. Negative reviews frequently mention issues with customer service responsiveness, difficulties in withdrawing funds, and concerns over high fees and unfavorable exchange rates. The majority of reviews are critical, indicating significant customer dissatisfaction.
Crypto.com offers several unique features that cater to both individual and business users:
- User-Friendly Mobile App: Allows for buying, selling, and trading over 400 cryptocurrencies.
- Visa Card: Enables users to spend their cryptocurrencies globally.
- DeFi Wallet: Facilitates decentralized finance activities.
- Payment Solutions for Businesses: Allows merchants to accept cryptocurrency payments, expanding their customer base.
- Comprehensive Suite of Services: Includes trading, staking, earning rewards, and educational resources.
Comparing Uphold, Crypto.Com and OneSafe
Why choose one over the other?
- Why Choose Uphold Over Crypto.com: Uphold offers a higher level of transparency by publishing its assets and liabilities in real-time, which can enhance trust and accountability. Additionally, Uphold's regulatory compliance with authorities like FinCen and the FCA ensures a secure environment for users, making it a more reliable choice for those concerned about security and transparency.
- Why Choose Crypto.com Over Uphold: Crypto.com provides a more extensive range of services, including a user-friendly mobile app for trading over 400 cryptocurrencies and a Visa card that allows users to spend their crypto globally. This makes Crypto.com a better option for users looking for a comprehensive suite of services and the convenience of spending their digital assets in everyday transactions.
Considering OneSafe vs Uphold and Crypto.Com
- Why Choose OneSafe Over Uphold and Crypto.com: OneSafe offers seamless USD to USDC conversion on Polygon, making it ideal for global payroll and expense management. Its end-to-end expense and payroll management tools, combined with exceptional customer support, provide a reliable and adaptive banking solution for Web3 companies.
What are the customers saying?
Uphold reviews
Reviews of Uphold are generally mixed. Users frequently mention concerns about higher fees compared to other platforms and have had varied experiences with customer support responsiveness. Check out more Uphold reviews here.
Crypto.Com reviews
Customer reviews of Crypto.com are generally negative. Users frequently mention issues with customer service responsiveness, difficulties in withdrawing funds, and concerns over high fees and unfavorable exchange rates. Check out more Crypto.com reviews here.
OneSafe reviews
OneSafe is a finance platform designed to streamline and modernize banking processes for businesses, particularly those operating in the Web3 and crypto sectors. OneSafe’s standout feature is its seamless conversion from USD to USDC on Polygon, enabling easy payroll and expense management for global teams. The platform provides essential tools for effortless fund management, quick payments, and access to both traditional and digital assets, making it an optimal choice for Web3 companies needing reliable, adaptive banking solutions.
Reviews highlight the quality of customer support, ease of payroll processing, and the platform’s ability to simplify complex banking tasks for Web3 companies:
- “OneSafe has the best customer support I've ever experienced from a bank.” - Amit Chu, Investments @ Celo Foundation
- “OneSafe is a game-changer. They solve so many headaches for our company. Finally a banking solution that gets it.” - Marco, CEO of Ensuro
Want to learn more? Check us out here.
Uphold, Crypto.Com, or OneSafe: Which is the best platform for you?
In conclusion, while Uphold and Crypto.com offer robust features and services for managing digital assets, OneSafe stands out as a comprehensive neo-banking solution tailored for global businesses, especially those in the Web3 sector. Each platform has its strengths, but OneSafe's seamless USD to USDC conversion on Polygon and exceptional customer support make it a highly reliable choice. Ultimately, any of these platforms could meet your needs, but we recommend OneSafe for its innovative approach and user-centric features.
